School loans for students

School loans can help you cover the costs of college and there are many loan options to choose from.* The variety of options allows you to find a school loan that best meets your needs.

Federal student loans

Numerous student loan programs are available through the federal government. A federal student loan can give you flexible deferment and repayment options and a low fixed interest rate. Chase does not offer federal student loans. All federal student loans are offered by the U.S. Department of Education, through the Direct Loan program.

Private student loans

Private student loans, also called alternative loans, can be used to cover qualified education expenses. These loans are a great option when federal loans, grants and other forms of aid aren't enough to cover the full cost of your education. Because most private student loans are credit-based, families cannot be turned down for making too much money.

Why choose Chase?

Chase Student Loans is one of the nation's leading providers of private school loans. Chase school loan specialists help thousands of students, every year, reach their education goals. The application process for a Chase school loan is secure.

Chase also offers services beyond school loans to help you plan your financial future.

School loans aren't just for tuition

When you're thinking about the price of college, you need to consider costs beyond tuition. Don't forget things like living expenses, textbooks, fees, supplies and transportation. Those all add up and, if you don't plan ahead, they can break your budget. You need to take all of your costs into consideration when applying for a school loan.

Only borrow what you need

Budgets are a great way to keep track of your spending and save money over time. Plan out your budget before you apply for a school loan. This can keep you from taking out a school loan for more than you really need.

*Important Information: As students determine the best way to finance their education, they should consider the full range of student financial aid options available. Private loans can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of attendance.

Chase does not sell its private student loans to another lender.

Chase private student loans are subject to credit approval, receipt of a completed and signed loan application/promissory note and self-certification form, verification of application information, acceptance of loan terms, and school certification of loan amount and student’s enrollment at a Chase-participating school.

This information was current as of 06/30/2010 and is subject to change. Contact Chase for the most up-to-date terms.