School Loans for Students
School loans can help you cover the costs of college and there are many loan options to choose from. The variety of options allows you to find a school loan that best meets your needs. When you find a school loan that fits, you'll save money in the long run.
Federal loans
Numerous student loan programs are available through the federal government. A federal student loan from Chase Student Loans can give you more time for repayment and a lower interest rate. As the borrower of a federal school loan, you can also receive reduced interest rates.
Private loans
Private student loans, also called alternative loans, can be used to cover all education-related expenses. These loans are a great option when federal loans and other forms of aid aren't enough to cover the full cost of your education. Because most private student loans are credit-based, families cannot be turned down for making too much money.
Why choose Chase
Chase Student Loans is one of the nation's leading providers of school loans. Chase school loan experts help thousands of students every year to reach their education goals. The application process for a Chase student loan is secure, easy and quick.
Chase also offers services beyond school loans to help you plan your financial future.
School loans aren't just for tuition
When you're thinking about the price of college, you need to consider costs beyond tuition. Don't forget things like living expenses, textbooks, fees, supplies and transportation. Those all add up and if you don't plan ahead, they can break your budget. You need to take all of your costs into consideration when applying for a school loan.
Save money on school loans
Budgets are a great way to keep track of your spending and save money over time. Plan out your budget before you apply for a school loan. This can keep you from taking out a school loan for more than you really need.
A couple of other ways to save money are to buy used textbooks and ask if student discounts are available at places where you regularly go, like the movies or your local pizza place. It's also important to stay healthy and have a good health insurance plan. It may seem unnecessary, but if you have an emergency, you'll be better able to handle the associated health care costs.
*Important Information:
As students determine the best way to finance their education, their should consider the full range of student financial aid options available. Private loans, like the Chase Private Student Loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.
Chase services its Private Student Loans and does not sell them to another lender.
Chase Private Student Loans are subject to credit approval, receipt of a completed and signed Application/Promissory Note, verification of application information and verification of student's enrollment at a participating school.
When payments are deferred, interest will continue to accrue and will be capitalized upon repayment. Other payment options will reduce the total amount owed.
Loans to pay previous school fees require a current school bill dated within the last 60 days and are limited to the amount owed the school.
