Student Loans - Money for College
Chase Student Loans wants to help you make paying for college as easy as possible. We want you to understand your student loan options and feel confident that you are making the best financial decisions for your education. Whether you're a high school student, undergraduate student, graduate student or parent, Chase Student Loans will help guide you through the student loan process.
Why choose Chase Student Loans
Chase Student Loans is one of the nation's leading providers of student loans. Chase student loan experts work with thousands of students every year to help them reach their education goals. The application process for a Chase student loan is secure, easy and quick.
Chase also offers services beyond student loans to help you manage your financial future.
Student Loan Calculators:
Chase Student Loans: Private Student Loans
Chase Private Student Loans can help pay for all of your college needs—from undergraduate through graduate/professional school.* Chase Private Student Loans provide critical assistance when federal student loans, grants and scholarships are not enough for the full cost of your higher education. Plus it can help pay for college expenses not covered by other forms of student financial aid.
Private Student Loan Benefits include:
- $1,000 - $40,000 available per year
- Funds are sent directly to you in as little as five business days
- Use your student loan funds for any education-related expense including tuition, living expenses, books, lab fees, supplies—even a laptop computer or previous school fees
- No student financial aid forms or school certifications are required
- Flexible repayment terms
- No application deadlines; apply anytime
Private student loans, also called alternative college loans, can be used to cover most education-related expenses. These college loans are a great option when federal student loans and other forms of student financial aid aren't enough to cover the full cost of your education. Because most private student loans are credit-based, families cannot be turned down for making too much money.
College Loans Tip - You should be conservative with student loans and borrow wisely, because the amount of money for college that you borrow might have long-term effect that can influence your lifestyle!
Most private student loans are in the student's name, which allow the student to start building their credit. Unless the student meets certain requirements, an eligible cosigner may be necessary to get approved for a private student loan. A cosigner can be a parent, relative, spouse, friend or other eligible adult. Student loan rates and fees are determined by the lender and usually depend on both the student's and the cosigner's credit score.
*Important Information:
As students determine the best way to finance their education, their should consider the full range of student financial aid options available. Private loans, like the Chase Private Student Loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.
Chase services its Private Student Loans and does not sell them to another lender.
Chase Private Student Loans are subject to credit approval, receipt of a completed and signed Application/Promissory Note, verification of application information and verification of student's enrollment at a participating school.
When payments are deferred, interest will continue to accrue and will be capitalized upon repayment. Other payment options will reduce the total amount owed.
Loans to pay previous school fees require a current school bill dated within the last 60 days and are limited to the amount owed the school.
You are eligible for our Federal Consolidation Loan so long as, at the time of funding, you: (1) are in your loan grace period or have entered repayment on each loan chosen for consolidation; and (2) consolidate eligible federal student loan debt meeting Chase’ minimum balance requirement. Other terms and conditions also apply. Please contact us for details on eligibility criteria.
