You can borrow the money you need for college with a federal or private Chase Student Loan*

Borrowing money for college, with a Chase student loan, can help you reach your education goals. Whether your lender is Chase or not, it's important to understand how borrowing money works. Below are some tips to help you make a smart decision about taking out a Chase student loan.

Sensible Borrowing Tips for a Chase Student Loan

• Borrow as little as possible. Just because you might be able to get approved for more money than you need doesn't mean you should take out a Chase student loan for that amount. Only borrow money that you know you will need.
• Read everything carefully. Taking out a loan means you're entering into a binding contract. If you break the contract by defaulting on your Chase student loan, it may have a negative impact on your credit.
• Evaluate the loan before you decide how much to borrow. When you are taking out a Chase student loan, it's important to consider what your salary range will be when you graduate. Don't borrow more than you can reasonably afford to pay back.
• Understand how repayment will work. When you graduate, leave school or drop below half-time enrollment, your Chase student loan will enter repayment. Depending on your loan type, you will generally have a grace period before your first student loan payment is due.
• Take advantage of tax breaks. There are a variety of education-related tax breaks available to help you and your family offset the cost of college. Check with your tax advisor to see if you qualify.
• Review the available loan options. Loans fall into two categories: federal student loans and private student loans. Chase has a variety of student loans, which allow you to choose the student loan that best meets your needs.

Why choose Chase for student loans?

Chase is a national leader with a history of working with thousands of students every year. Chase student loan specialists are readily available to help answer your questions by e-mail or by phone. They can also help you find the Chase student loan that suits your needs best.

To apply for a Chase student loan, visit ChaseStudentLoans.com.

*Important Information: As you determine the best way to finance your education, you should consider the full range of student financial aid options available. Private loans, like the Chase Private Student Loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.

All loans subject to submission of a completed application, and other required documentation and verification. Loans subject to credit approval.