College Student Loans

College loans come in a variety of forms, from federal student loans to private student loans, and they can help you cover the costs of attending college. Once you determine costs will need to be paid for with a college loan, Chase student loan experts can help you determine which college loan is right for you.

Federal Student Loans

Federal student loans are part of the financial aid authorized by the federal government, though they are funded by private lenders. This type of college loan from Chase Student Loans can have a lower interest rate and a longer repayment period. Reduced federal college loan interest rates are an additional benefit.

Private Student Loans

Private student loans, also called alternative loans, can be used to cover all education-related expenses.* These loans are a great option when federal loans and other forms of aid aren't enough to cover the full cost of your education. Because most private student loans are credit-based, families cannot be turned down for making too much money.

Why choose Chase Student Loans for Your College Loan Needs?

Chase Student Loans is one of the nation's leading providers of college loans. Chase college loan experts work with thousands of students every year to help them reach their education goals. The application process for a Chase student loan is secure, easy and quick.

Chase also offers services beyond college loans to help you manage your financial future.

Invest in yourself

In a 2002 U.S. Census report, average incomes ranged from $18,900 for high school dropouts to $25,900 for high school graduates, $45,400 for college graduates and $99,300 for workers with professional degrees. Over the course of their working lives, college graduates can expect to earn an average of one million dollars more than high school graduates. Your college education is well worth it.

*Important Information:
As students determine the best way to finance their education, their should consider the full range of student financial aid options available. Private loans, like the Chase Private Student Loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.

Chase services its Private Student Loans and does not sell them to another lender.

Chase Private Student Loans are subject to credit approval, receipt of a completed and signed Application/Promissory Note, verification of application information and verification of student's enrollment at a participating school.

When payments are deferred, interest will continue to accrue and will be capitalized upon repayment. Other payment options will reduce the total amount owed.

Loans to pay previous school fees require a current school bill dated within the last 60 days and are limited to the amount owed the school.