Private student loans – Money for college
Chase Student Loans: Private student loans
Chase private student loans can help with your college needs – from undergraduate through graduate/professional school. Chase private student loans provide assistance when federal student loans, grants and other forms of financial aid are not enough to cover the full cost of your higher education.*
Private student loans:
- Can cover qualified education expenses, including tuition and living expenses
- Can help when federal student loans, scholarships, grants and other financial aid aren't enough to fund your entire education
- Have interest rates and fees that are determined by the lender and often depend on your credit rating
- Do not require a cosigner to apply but having a qualified cosigner may help you get approved and possibly help you qualify for a better interest rate
- Require completion of a self-certification form
College loans tip: You should be conservative with student loans and borrow wisely, because the amount of money for college that you borrow might have long-term effects that could influence your lifestyle!
Most private student loans are in the student's name, which allow the student to start building their credit. Although a cosigner is not necessary or required to apply, a qualified cosigner may help you get approved for a private student loan and possibly help you qualify for a better interest rate. Student borrowers and cosigners are equally responsible for repayment of the loan. A cosigner can be a parent, relative, friend or other eligible adult. Private student loan rates and fees are determined by the lender and usually depend on both the student's and the cosigner's creditworthiness.
Why choose Chase Student Loans
Chase Student Loans is one of the nation's leading providers of student loans. Chase Student Loan Representatives work with thousands of students every year to help them reach their education goals.
Chase also offers services beyond student loans to help you plan your financial future.
*Important Information: Private loans, like the Chase Select loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.
Chase Select loans are subject to credit approval, receipt of a completed and signed loan application/promissory note and self-certification form, verification of application information, acceptance of loan terms, and school certification of loan amount and student’s enrollment at a Chase Select-participating school.
Chase currently services its Chase Select loans and does not sell them to another lender.
This information was current as of 09/01/2011 and is subject to change. Contact Chase for current product information.
