Chase Student Loans
Find the student loan that's right for you.
Chase Student Loans wants to help you make paying for college as easy as possible. We want you to understand your student loan options and feel confident that you are making the best financial decisions for your education. Whether you're a high school student, undergraduate student, graduate student or parent, Chase Student Loans will help guide you through the student loan process.*
Why choose Chase
Chase is one of the nation's leading providers of student loans. Chase student loan experts work with thousands of students every year to help them reach their education goals. The application process for a Chase student loan is secure, easy and quick.
Chase also offers services beyond student loans to help you manage your financial future.
Federal loans
Federal student loans are student loans authorized by the federal government, though they are funded by private lenders. This type of student loan from Chase Student Loans can have a lower interest rate and a longer repayment period. Additional benefits include reduction on federal student loan interest rates. You should seek to get federal student loans before applying for private student loans.
Private Loans
Private student loans, also called alternative loans, can be used to cover all education-related expenses. These loans are a great option when federal loans and other forms of aid aren't enough to cover the full cost of your education. Because most private student loans are credit-based, families cannot be turned down for making too much money.
Federal Loan consolidation
Student loan consolidation allows you to combine all of your eligible federal student loans into a single loan when you graduate or leave school. If you have at least $20,000 in eligible federal student loans and are in your grace or repayment period, you can qualify for student loan consolidation. If you have multiple lenders and multiple types of loans, you are still eligible to consolidate.
Chase Student Loans provides:
- Federal Stafford Loans
- Federal Grad PLUS Loans
- Federal Consolidation Loans
- Private Loans
- Medical School Loans
*Important Information:
As students determine the best way to finance their education, their should consider the full range of student financial aid options available. Private loans, like the Chase Private Student Loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.
Chase services its Private Student Loans and does not sell them to another lender.
Chase Private Student Loans are subject to credit approval, receipt of a completed and signed Application/Promissory Note, verification of application information and verification of student's enrollment at a participating school.
When payments are deferred, interest will continue to accrue and will be capitalized upon repayment. Other payment options will reduce the total amount owed.
Loans to pay previous school fees require a current school bill dated within the last 60 days and are limited to the amount owed the school.
You are eligible for our Federal Consolidation Loan so long as, at the time of funding, you: (1) are in your loan grace period or have entered repayment on each loan chosen for consolidation; and (2) consolidate eligible federal student loan debt meeting Chase’ minimum balance requirement. Other terms and conditions also apply. Please contact us for details on eligibility criteria.
