Finance your education with a Chase private student loan

Chase has private student loans for a variety of students, which give you the opportunity to find the loan that best fits your needs.*

Before you take out a Chase private student loan

Before you consider a Chase private college loan, look for as much free money as possible and then apply for federal student loans. Free money, like scholarships and grants, is money you don't have to repay. The more free money you can find, the better off you are. It’s more work to apply for scholarships and grants, but it’s worth it in the long run because they don’t accrue interest and you don’t have to repay them like Chase private student loans.

If you still have qualified education expenses after seeking federal student loans and other forms of financial aid, then do your research before you decide on a Chase private student loan. Look for special offers and borrower benefits that can’t easily be lost.

With a Chase private student loan, you have the ability to contact a Student Loan Specialist by e-mail or telephone. Make sure these options work with your needs, so you can easily reach someone in case you need assistance or have a question. Ease of communication is also important when deciding on a student loan.

Repaying your Chase private student loan

Choosing a Chase private student loan with a repayment plan that works with your financial situation will help you meet your monthly Chase private student loan payments. Contact Chase if you have any questions about your repayment plan. It’s important to make your Chase loan payments on time. If you don’t, it may be reflected on your credit report and may lower your credit score. According to the Federal Trade Commission, your credit report can influence your purchasing power, as well as your opportunity to get a job, rent an apartment or buy insurance.

It’s helpful to map out a budget after you graduate, so you know how much money needs to be set aside for certain costs like your Chase student loans. In addition, a budget can help highlight what areas you could cut back on to save more money. Maintaining a budget can also help you plan for major purchases like a car or home.

To learn more about Chase student loans for college, visit ChaseStudentLoans.com.

*Important Information: As you determine the best way to finance your education, you should consider the full range of student financial aid options available. Private loans can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of attendance.

Chase does not sell its private student loans to another lender.

Chase private student loans are subject to credit approval, receipt of a completed and signed loan application/promissory note and self-certification form, verification of application information, acceptance of loan terms, and school certification of loan amount and student’s enrollment at a Chase-participating school.

This information was current as of 06/30/2010 and is subject to change. Contact Chase for the most up-to-date terms.